Best Crypto Debit Cards, Rated and Reviewed for 2022

With the rise of crypto debit cards, there are now more ways to spend your cryptocurrency than ever before. But with so many solutions on-the-market, it can be difficult to choose one that will work best for you and your lifestyle. Here’s a list of top rated and reviewed crypto debit cards in 2022 we recommend keeping an eye on.

The “best crypto debit card uk” is a debit card that allows users to spend their cryptocurrency. There are many different cards available, but the best ones in my opinion are: The Wirex Fisco Debit Card and the Revolut Revolut Credit Card.

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Crypto debit cards (also known as bitcoin debit cards) enable you to spend your crypto assets like a regular debit card in the real world. These cards are often linked to a crypto wallet or online account where you have bitcoin or other crypto assets kept. When you use the card to make a transaction, your cryptocurrency is converted to dollars before it is processed by the retailer.

To put it another way, these debit cards allow you to spend your crypto assets as effortlessly as cash. You aren’t spending money you don’t have, unlike crypto credit cards: think of it as a prepaid card or gift card, but with bitcoin instead of cash.

There are two types of cryptocurrency debit cards:

  1. Spend your original cryptocurrency: Some cards, like as those from Coinbase, enable you to spend your cryptocurrency wherever Visa is accepted. At the time of sale, your cryptocurrency is exchanged for cash.
  2. Other cards, such as those from Crypto.com, convert your cryptocurrency to their own native coin. Because this is similar to investing in a different asset, do your homework before filling up these cards.

We’ll show you our selections for the best crypto debit cards in 2022 in this article.

Card Description Fees Support for cryptocurrency Rewards
Coinbase Debit card for cryptocurrencies backed by Visa The transaction cost is 2.49 percent. Supports nine different cryptocurrencies. Up to 4%
Blockcard Visa-backed virtual or physical debit card Withdrawals in the United States cost $3, while foreign withdrawals cost $3.50. Bitcoin (BTC) and Ethereum (ETH) are among the 13 currencies supported (ETH) Cashback of up to 6% is available.
Wirex Card cryptocurrencies and fiat currency are supported through debit cards. There are no monthly payments for upkeep. A 1% fundraising fee is charged. Multiple currencies are supported, including BTC, ETH, and LTC. Cashback of up to 2% is available.
BlockFi Bitcoin Rewards is a digital currency debit card. There are no yearly or international transaction fees. Bitcoin between 1.5 and 3%
Bitpay Prepaid Mastercard from Bitpay Withdrawals from ATMs cost $2.50. There are just six, including BTC and ETH. There will be no cashback.
Crypto.com Prepaid Visa card There are no yearly fees. ATM costs are $2.50. There are ninety distinct cryptocurrencies. Refunds (up to 8 percent , depending on card)
Nuri Customers from the European Union may get a debit card. Nuri exclusively charges fees for BTC and ETC transactions. Bitcoin and Ethereum are two digital currencies. There will be no cashback.
Binance Debit card for European Cryptocurrencies ATM withdrawals and transaction fees are both 0.9 percent. 30 cryptocurrencies are supported. Cashback of 8%

coinbaseCoinbase

Coinbase was launched on June 1, 2012, by Brian Armstrong and Fred Ehrsam, and it has since evolved to become one of the world’s biggest and most renowned cryptocurrency firms. (For further information, see How to Invest in Coinbase.)

Cardholders may spend cryptocurrencies like bitcoin (BTC) and Ethereum (ETH) everywhere Visa is accepted using the company’s crypto debit card.

All withdrawals are made through your Coinbase account, which is linked to your bitcoin debit card. To get started, just create a Coinbase account or download the Coinbase app, fund it with cryptocurrency, and then request a debit card.

Pros:

  • A trustworthy crypto exchange provides world-class security.
  • Payments may be made without using a credit card.
  • Cashback and rewards.
  • ATMs, internet, and in-store locations are all available worldwide.

Cons:

  • A Coinbase account is required.
  • Costs: There are 2.49 percent liquidation fees.
  • There are only 9 cryptos that are supported.

Conclusion: The Coinbase debit card is a solid option for clients who want easy access to their bitcoins and is supported by the top cryptocurrency exchange in the United States.

 


unbankedBlockcard

Blockcard, which was launched by Ternio, is a virtual or physical debit card that works with Apple, Google, and Samsung Pay.

To get started, you must first register, make a deposit, complete the Know Your Customer check, and fill your account.

You convert your crypto assets into Ternio tokens to add money to a card (TERN). Other debit cards, on the other hand, allow you to keep your crypto assets in, say, bitcoin or Ethereum until you’re ready to spend them. Before you invest, learn about TERN’s price history.

Pros:

  • Cryptocurrencies such as Bitcoin, Ethereum, and Litecoin, as well as fiat currencies such as the US dollar, are supported.
  • Rewards in the form of cashback
  • There are 13 cryptocurrencies that are supported.

Cons: 

  • You must exchange your cryptocurrency for Ternio tokens, which have traditionally had a volatile value.
  • Fees: $3 for ATM withdrawals in the United States, $3.50 for foreign withdrawals. A $5 monthly charge as well as transaction costs apply.
  • Only available in the United States.

Conclusion: The Blockcard debit card is ideal for clients in the United States who seek flexibility; but, changing your crypto value into TERN for the long term is risky.

 


WirexWirex

Wirex is a corporation established in the United Kingdom that provides crypto debit cards for personal and corporate usage. You’ll get a contactless card and an app to manage it from the firm.

The Wirex Visa card, Wirex’s primary product, enables you to convert fiat dollars into bitcoin and spend it at establishments that accept contactless payments.

The card offers high rewards and is widely regarded as one of the finest for consumer incentives, such as Wirex X-tras, which delivers up to 2% crypto cashback, a 12% savings bonus on your WXT account balance, and access to unique merchant deals.

A broad selection of cryptocurrencies are available on the Wirex debit card, as well as free or low costs, such as free ATM withdrawals up to $250 each month, then 2% afterwards.

Register, validate your account, add money, and get a Wirex card online or through the app to get started.

Pros:

  • Costs: There are no monthly fees for upkeep. A 1% account funding fee is charged.
  • Rewards in the form of cashback
  • There are 25 cryptocurrencies that are supported.
  • Availability: This item is widely accessible all over the world.
  • It’s simple to use.

Cons:

  • There is a limited supply of this item available internationally.
  • To earn the greatest benefits, you’ll need Wirex tokens. Wirex tokens are the company’s cryptocurrency, and they provide clients access to Wirex’s DeFi ecosystem as well as crypto benefits. A new age of decentralised money has arrived.

Conclusion: The Wirex debit card is a solid choice for clients looking for a low-cost card with simple access to a variety of currencies and fiat.

 


blockfiBlockFi

Users may spend their bitcoins at any merchant that accepts Visa cards using the Blockfi bitcoin debit card.

It connects directly to your bitcoin wallet, allowing you to spend your digital assets without having to first convert them.

Signing up comes with a number of incentives, like more bitcoin for referrals and enhanced bonuses for new cards.

To get started, follow these steps:

  • Use the “get started” form to register online. Use the email verification code to activate your account.
  • Make a payment.
  • Fill out the personal information and KYC criteria as needed.

Pros:

  • Bonuses for cashback
  • There are no yearly or international transaction fees.

Cons:

  • There is just one currency (Bitcoin).
  • Visa merchants are the only ones that can use it.

Conclusion: The BlockFi debit card is ideal for people who are just getting started with cryptocurrencies and want to concentrate on one kind of cryptocurrency while earning cash back.

 


bitpayBitPay

BitPay is a bitcoin merchant processing firm based in the United States. It also provides companies with bitcoin payment processing services.

The BitPay software connects your crypto debit card to your wallet. You may then use the app to charge up your crypto debit card, convert your cryptocurrency, and begin spending.

Download the app, set up your wallet, and order your debit card to get started.

Pros:

  • In the United States, there are no exchange or conversion costs.
  • There are no yearly fees. There is a $2.50 ATM withdrawal charge.
  • High amounts of ATM withdrawals.
  • There are no restrictions on how much money you may remove.

Cons:

  • Only available in the United States.
  • There is no money back guarantee.
  • There are only six cryptos that are supported.

Conclusion: The Bitpay debit card is suitable for residents of the United States who do not want to pay exchange fees and are OK with a restricted selection of cryptocurrencies.

 


visaCrypto.com

Crypto.com is a cryptocurrency trading company established in Hong Kong that specializes in bitcoin debit cards, cryptocurrency wallets, and other related services.

Crypto.com’s CRO currency is used on the crypto debit card. To fund their cards, users must first purchase these tokens. Make sure you do your homework before investing in CRO; the price is fluctuating since Crypto.com has actively promoted its brand.

The card enables you to spend your cryptocurrency everywhere Visa is accepted across the globe.

Pros:

  • You may fund your account with both crypto and fiat currency.
  • There are no yearly fees.
  • There are over 90 cryptocurrencies to choose from.
  • Rewards in the form of cashback

Cons:

Conclusion: Customers who want access to a broad range of cryptocurrencies and a variety of cards with varying benefits can choose the Crypto.com debit card.

 


nuriNuri

Nuri is a crypto debit card with all the capabilities of a conventional debit card that is available to clients in the European Union.

The Nuri wallet allows you to deposit and withdraw currencies, as well as convert, transfer, and receive cryptocurrencies with other wallets on the network.

The Nuri app allows new users to order a debit card, which will arrive in 14 days.

Pros

  • Biometrics and card blocking are examples of advanced security measures.
  • There are no monthly or withdrawal charges.
  • Nuri exclusively charges fees for deals in BTC and ETC.

Cons

  • Only a few spots are available (Europe only).
  • There will be no cashback.
  • There are just two cryptos that are supported (Bitcoin and Ethereum)

The Nuri debit card is a wonderful option for European clients seeking for a card with low costs.

 


binance cardBinance

Binance is the world’s biggest cryptocurrency exchange, and it released its own cryptocurrency debit card in 2020 to generally positive reviews.

The card is accessible in both real and virtual forms, and it may be used for both offline and online purchases. It is popular among European customers because to its cheap monthly fees and significant reward levels.

If you’re a Binance client, you may buy their card via the “Card” link at the bottom of the Binance website or by logging into your Binance account.

You may begin spending after transferring funds from Binance’s “Spot” wallet to the “funding” wallet.

Pros

  • Every purchase earns you cashback. The amount is determined by the level of your card and the quantity of BNB in your account.
  • Cost-effective.
  • A total of 30 cryptos are supported.

Cons

  • Only a few spots are available (Europe only).
  • To get the greatest cashback amounts, you’ll need a lot of money in your account.
  • Fees of up to 9% apply to transactions.

Conclusion: The Binance debit card is a solid choice for European clients looking for high cashback rates.

 


Summary

For people who wish to spend bitcoin like cash, crypto debit cards are a straightforward method to convert cryptocurrency to fiat money.

Retain in mind that there are two types of crypto debit cards: those that enable you to keep your cryptocurrency in its original form (bitcoin, Ethereum, etc.) and those that force you to convert your cryptocurrency to a native token (which is like investing in a different asset altogether).

The Crypto.com card is our best selection, since it provides a large range of cryptocurrencies, cheap fees, and widespread availability. Remember that you’ll have to convert your crypto to the CRO token, which increases the risk of your holdings, so never put more money on a debit card than you can afford to lose.

 

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The “is cryptocurrency legal” is a question that has been asked many times. In this article, I will give you the best crypto debit cards for 2022.

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Frequently Asked Questions

What is the best crypto com debit card?

A: The best crypto debit card is Coinbase, they charge the lowest fees and have no monthly minimums.

How do I get Embily card?

A: You can purchase a card for $4.99 in the app store and it will give you 500 Embily coins to use on your account.

How do I get a TenX card?

A: You can sign up for a TenX card online by simply filling out the application.

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